FRENCH BANKING TERMS:
ATM/Cash Point Distributeur Automatique de Billets
Bank account Compte bancaire
Bank balance Solde bancaire
Bank statement Relevé de compte
Check book Carnet de chèque
BIC Bank Identifier Code is a unique code which identifies
individual
Code personnel Online banking : the secret code for access to account
information
Débit différé Delayed debits are grouped together and taken out of
an account at the end of the month
Débit immédiat Immediate debit: debits that are immediately deducted
from your account when paying with a credit card
Découvert Overdraft (UK) Overdrawn (US)
IBAN International Bank Account Number:
Letters and numbers that identify a specific bank account.
It is needed to make international money transfers.
Mensualité: Monthly payment or repayment
Prélèvement Automatic direct debit from one’s account to pay for utility
bills such as phone, electric etc. The account holder signs
an authorization to debit his/her account
RIB Relevé d’Identité Bancaire is used to give organizations
your account information so that they can make bank
transfers directly into your account
Savings account Compte d’épargne
Taux Rate of interest
TIP Titre Interbancaire de Paiement can be signed by the
account holder in order to give permission to directly
debit his/her account the amount requested by the
company. This is used very often to pay bills that
need to be paid regularly
Titulaire Account holder
Versement Depositing money into an account
Virement Transferring money into an account
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